/* Fiduciary Ally — Insights styles. Brand Guide v1.0.
   Ink Navy #14243D · Antique Gold #B08D3E · Gilt #D4B36A · Warm Ivory #F7F3EC · Charcoal #2B2B2B
   Playfair Display Bold (display) · Source Serif 4 (body) · Inter SemiBold (labels) */

:root {
  --navy: #14243D;
  --gold: #B08D3E;
  --gilt: #D4B36A;
  --ivory: #F7F3EC;
  --charcoal: #2B2B2B;
  --navy-line: rgba(20, 36, 61, .14);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  background: var(--ivory);
  color: var(--charcoal);
  font-family: "Source Serif 4", Georgia, serif;
  font-size: 18px;
  line-height: 1.55;
}

img { max-width: 100%; display: block; }
a { color: var(--navy); }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 720px; margin: 0 auto; padding: 0 24px; }

/* ---------- header ---------- */
.site-header { background: var(--ivory); border-bottom: 1px solid var(--navy-line); }
.site-header .wrap {
  display: flex; align-items: center; justify-content: space-between;
  padding-top: 22px; padding-bottom: 22px; gap: 24px;
}
.site-header .lockup img { height: 44px; width: auto; }
.site-nav { display: flex; gap: 28px; flex-wrap: wrap; }
.site-nav a {
  font-family: "Inter", Calibri, sans-serif; font-weight: 600;
  font-size: 13px; letter-spacing: .22em; text-transform: uppercase;
  color: var(--navy); text-decoration: none;
}
.site-nav a:hover, .site-nav a.active { color: var(--gold); }

/* ---------- navy hero band ---------- */
.hero { background: var(--navy); color: #fff; padding: 84px 0 92px; }
.kicker {
  font-family: "Inter", Calibri, sans-serif; font-weight: 600;
  font-size: 14px; letter-spacing: .26em; text-transform: uppercase;
  color: var(--gilt);
}
.hero h1 {
  font-family: "Playfair Display", Georgia, serif; font-weight: 700;
  font-size: clamp(38px, 5.4vw, 60px); line-height: 1.15;
  margin: 18px 0 0; max-width: 820px;
}
.hero .rule { width: 96px; height: 3px; background: var(--gilt); margin-top: 28px; }
.hero .standfirst { color: rgba(247, 243, 236, .85); max-width: 640px; margin-top: 24px; font-size: 20px; }
.hero .meta {
  font-family: "Inter", Calibri, sans-serif; font-weight: 600;
  font-size: 13px; letter-spacing: .2em; text-transform: uppercase;
  color: rgba(247, 243, 236, .65); margin-top: 26px;
}

/* ---------- insights index ---------- */
.article-list { padding: 72px 0 96px; }
.article-card {
  display: grid; grid-template-columns: 1fr 2fr; gap: 0;
  background: #fff; border: 1px solid var(--navy-line);
  text-decoration: none; margin-bottom: 32px; overflow: hidden;
}
.article-card .thumb { background: var(--navy); min-height: 220px; }
.article-card .thumb img { width: 100%; height: 100%; object-fit: cover; }
.article-card .card-body { padding: 34px 40px 36px; }
.card-kicker {
  font-family: "Inter", Calibri, sans-serif; font-weight: 600;
  font-size: 12px; letter-spacing: .24em; text-transform: uppercase; color: var(--gold);
}
.article-card h2 {
  font-family: "Playfair Display", Georgia, serif; font-weight: 700;
  font-size: 30px; line-height: 1.22; color: var(--navy); margin: 12px 0 12px;
}
.article-card p { color: var(--charcoal); }
.card-read {
  display: inline-block; margin-top: 18px;
  font-family: "Inter", Calibri, sans-serif; font-weight: 600;
  font-size: 13px; letter-spacing: .22em; text-transform: uppercase; color: var(--gold);
}
.coming {
  border: 1px dashed var(--navy-line); padding: 30px 40px; color: rgba(43,43,43,.7);
  font-style: italic; background: transparent;
}

/* ---------- article page ---------- */
.article-body { padding: 64px 0 24px; }
.article-body p { margin: 0 0 26px; }
.article-body h2 {
  font-family: "Playfair Display", Georgia, serif; font-weight: 700;
  font-size: 32px; line-height: 1.25; color: var(--navy);
  margin: 46px 0 18px;
}
.article-body ul { margin: 0 0 26px 22px; }
.article-body li { margin-bottom: 12px; }
.article-body li strong { color: var(--navy); }
.article-body .lede { font-size: 21px; color: var(--navy); }
.byline {
  border-top: 1px solid var(--navy-line); margin-top: 40px; padding-top: 22px;
  font-style: italic; color: rgba(43,43,43,.75);
}

/* ---------- CTA bands ---------- */
.cta-band { background: var(--navy); color: #fff; margin: 52px 0; padding: 44px 44px 48px; }
.cta-band .kicker { font-size: 12px; }
.cta-band h3 {
  font-family: "Playfair Display", Georgia, serif; font-weight: 700;
  font-size: 30px; line-height: 1.22; margin: 12px 0 10px;
}
.cta-band p { color: rgba(247,243,236,.85); max-width: 560px; }
.btn {
  display: inline-block; margin-top: 24px; padding: 15px 34px;
  border: 2px solid var(--gilt); border-radius: 999px;
  font-family: "Inter", Calibri, sans-serif; font-weight: 600;
  font-size: 13px; letter-spacing: .22em; text-transform: uppercase;
  color: #fff; text-decoration: none;
}
.btn:hover { background: rgba(212,179,106,.12); }

.magnets { padding: 8px 0 88px; }
.magnets h2 {
  font-family: "Playfair Display", Georgia, serif; font-weight: 700;
  font-size: 34px; color: var(--navy); margin-bottom: 8px;
}
.magnets .sub { margin-bottom: 34px; }
.magnet-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.magnet {
  background: #fff; border: 1px solid var(--navy-line);
  border-top: 3px solid var(--gold); padding: 28px 30px 30px; text-decoration: none;
}
.magnet h3 {
  font-family: "Playfair Display", Georgia, serif; font-weight: 700;
  font-size: 23px; color: var(--navy); margin: 10px 0 8px;
}
.magnet p { color: var(--charcoal); font-size: 16px; }

/* ---------- footer ---------- */
.site-footer { background: var(--navy); padding: 44px 0 48px; }
.site-footer .rule { height: 2px; background: var(--gilt); margin-bottom: 34px; }
.site-footer .row { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.site-footer img { height: 40px; width: auto; }
.site-footer .tag {
  font-family: "Inter", Calibri, sans-serif; font-weight: 600;
  font-size: 12px; letter-spacing: .2em; text-transform: uppercase;
  color: rgba(247,243,236,.65);
}

@media (max-width: 760px) {
  .article-card { grid-template-columns: 1fr; }
  .article-card .thumb { min-height: 170px; }
  .magnet-grid { grid-template-columns: 1fr; }
  .site-header .wrap { flex-direction: column; align-items: flex-start; }
  .cta-band { padding: 34px 26px 38px; }
}