Most employers overpay for health benefits by 20 to 40% and can't see why, because the data, the contracts, and the incentives all belong to someone else. This independent, 40-factor assessment scores your plan across the eight components of a high-performance health plan, so you can see plainly what is level and what is not.
Ten minutes of honest answers creates the benchmark the litigation era demands, and shows exactly where to focus.
Advisor compensation, plan documents, vendor oversight, pharmacy contracts, primary care, and networks. A CEO, CFO, or HR leader can complete it in one sitting, one question at a time.
Every answer carries a weighted point value across eight components. See where your plan is strong, where risk hides, and how you compare to the median employer.
Your full scorecard: overall score, component scores, and your risk tier, generated instantly. Yours to keep, whoever you hire.
The assessment analyzes the 40 most important factors across these eight areas: the structure behind plans delivering better benefits for 20 to 40% less.
An advisor with aligned incentives who discloses every dollar of direct and indirect compensation.
Compliant ERISA documents, aligned stop-loss, and plan design that makes smart decisions free or near free.
Vendors on your paper, unrestricted claims data, payment integrity, and the tools to oversee it all.
Members have human and digital navigation resources. They know where to go when they need help.
Primary care paid to manage health: 24/7 access, same-day appointments, proactive population management.
Second opinions, centers of excellence, and coordinated navigation for the 6% of members driving 80% of spend.
Auditable PBM contracts, pass-through rebates, and clinical decisions based on efficacy and actual cost.
Fair, transparent provider pricing with no surprise bills: direct contracts, bundles, reference-based pricing.
Median score of employers who have completed this assessment: 54
Want the playbook behind the score? Download Fiduciary Ally free.
Get the benchmark. Keep the scorecard. Decide with evidence.